Tips for students & fresh graduates
During university years, nothing much you can do. But university life is the crucial time frame for you to develop your lifestyle. You have the energy, you have the time, you have the money, you have friends and you have no commitment and responsibility. So with these combination factors, you tend to spend your money carelessly and jump into the bandwagon with the handphone trend and movies.
To have a good kickstart after graduating, in Sha Allah i would do the following:
1) study hard study smart,
get a good cgpa and get youself involve in students organization and students body. Polish you charisma and your soft skills. Believe me you need both academic and non-academic achievement for you to secure a good job later.
2) apply for EVERY published jobs 4 months before graduation.
This will help you to at least reduce your "menganggur" period or even securing a job immediately after graduation. So in way, lagi cepat lah boleh start your career life. If you are called for any interview, just go, dapat tak dapat lain cerita, kalau dah dapat, nak amek taknak amek tu lain cerita, at least you can train yourself with interview.
3) personal/asb/th savings.
Allocate some of your allowance for savings, force yourself to do saving, cut down unnecessary expenses. Order air suam je for lunch and dinner, sihat pun sihat. Dont feel sad if the amount of saving is little, but be proud of your action and discipline.
4) if you want to be extraordinary, start doing some small business or part time work.
Online business, saham are recommended. Make as much mistake and learn from it at earliest part of your life is definitely will be a boost for your future.
5) learn what the university cant teach you.
Investment, business, financial management, saving, networking and etc are some of the examples that you cant learn in class. Go buy books, go chat and ask questions dekat fb2 otai2 so that you will have at least a glimpse of what the real world is. Go google everything.
6) last and the top priority:
solat 5 waktu, solat dhuha, sedeqah. And you already know why these are super crucial.
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Sumber dari otai kewangan . ;)
